Put your home equity to work
Refinancing lets you access your property equity to fund a project, consolidate debt or get a better rate.
Refinancing: the essentials
By refinancing, you replace your current loan with a new one, often for a higher amount, to free up cash or improve your terms. Useful for renovations, an investment or paying off high-rate debt.
A mortgage broker calculates whether refinancing is worthwhile for you (penalties, rate, fees) and compares lenders.
What should you prepare before your request?
Identify your project, approximate property value, borrowing amount and timing. Estimates are enough to prepare the first conversation.
You can defer sensitive answers where that option is offered. Do not enter diagnoses, social insurance numbers or banking information.
Who provides the advice?
Clic Prime prepares the referral in Quebec, in French or English. The professional takes over to assess your situation. The questionnaire is not an offer, an approval or a personalized recommendation.
Check a professional in the AMF registers (French)Check the authorizations for the service you need. This link does not imply that the AMF endorses Clic Prime.
Why go through Clic Prime
Free and no obligation
Your request and the match cost you nothing. You are never obligated to move forward.
One single form
Answer once and we route your request to the right professional — no need to shop around one by one.
Licensed professionals
You are matched with advisors and brokers duly registered with the AMF.
Fast
A professional contacts you quickly to compare the options suited to your situation.
Frequently asked questions
How much can I refinance?
Generally up to 80% of your property value, minus your current loan balance. A broker calculates your available room.
Are there penalties?
Breaking a fixed term can trigger a penalty. A broker assesses whether the savings exceed the costs before recommending anything.
Ready to compare?
Answer a few questions and a licensed professional will contact you. Free and no obligation.
Other products
Clic Prime is a referral service. Clic Prime is not a registered firm and does not provide insurance, mortgage or investment advice or products. Your request is routed to professionals duly registered with the Autorité des marchés financiers (AMF) or the relevant regulators, who provide the advice and products appropriate to your situation.