Keep the home in the family, whatever happens
Life insurance tied to your mortgage repays the loan balance at death, so your loved ones keep the property.
Mortgage life: the essentials
Rather than the lender's insurance, an individual life policy belongs to you: the amount goes to your beneficiaries (not the bank), it does not shrink with the balance, and coverage follows you if you switch lenders.
A licensed advisor compares this solution with your other life insurance needs to avoid overlap.
What should you prepare before your request?
Identify what you want to protect, existing coverage and your timing. Questions adapt to the insurance category you choose. No documents are required in this questionnaire.
You can defer sensitive answers where that option is offered. Do not enter diagnoses, social insurance numbers or banking information.
Who provides the advice?
Clic Prime prepares the referral in Quebec, in French or English. The professional takes over to assess your situation. The questionnaire is not an offer, an approval or a personalized recommendation.
Check a professional in the AMF registers (French)Check the authorizations for the service you need. This link does not imply that the AMF endorses Clic Prime.
Why go through Clic Prime
Free and no obligation
Your request and the match cost you nothing. You are never obligated to move forward.
One single form
Answer once and we route your request to the right professional — no need to shop around one by one.
Licensed professionals
You are matched with advisors and brokers duly registered with the AMF.
Fast
A professional contacts you quickly to compare the options suited to your situation.
Frequently asked questions
Lender insurance or an individual life policy?
An individual life policy is often more advantageous: you own it, the amount does not decrease and your beneficiaries decide. An advisor compares both for your situation.
Is it mandatory?
No, it is not mandatory, but strongly recommended if loved ones depend on the property.
Ready to compare?
Answer a few questions and a licensed professional will contact you. Free and no obligation.
Other products
Clic Prime is a referral service. Clic Prime is not a registered firm and does not provide insurance, mortgage or investment advice or products. Your request is routed to professionals duly registered with the Autorité des marchés financiers (AMF) or the relevant regulators, who provide the advice and products appropriate to your situation.