The investment loan, explained simply
An investment loan means borrowing to invest a larger amount now. It can amplify gains — as well as losses.
Investment loan: the essentials
An investment (leverage) loan lets you invest a significant amount without tying up your cash, with interest sometimes deductible for non-registered investments. It is an advanced strategy that is not for everyone.
⚠️ Leverage amplifies both gains and losses: you remain responsible for repaying the loan and interest even if your investments decline. Any decision must be the subject of a personalized analysis by a representative duly registered with the AMF.
What should you prepare before your request?
Identify your goal, time horizon and approximate amount to discuss. The questionnaire prepares the referral; it does not determine which investment is suitable for you.
You can defer sensitive answers where that option is offered. Do not enter diagnoses, social insurance numbers or banking information.
Who provides the advice?
Clic Prime prepares the referral in Quebec, in French or English. The professional takes over to assess your situation. The questionnaire is not an offer, an approval or a personalized recommendation.
Check a professional in the AMF registers (French)Check the authorizations for the service you need. This link does not imply that the AMF endorses Clic Prime.
Why go through Clic Prime
Free and no obligation
Your request and the match cost you nothing. You are never obligated to move forward.
One single form
Answer once and we route your request to the right professional — no need to shop around one by one.
Licensed professionals
You are matched with advisors and brokers duly registered with the AMF.
Fast
A professional contacts you quickly to compare the options suited to your situation.
Frequently asked questions
Is an investment loan risky?
Yes. Leverage amplifies losses as much as gains, and you must repay the loan no matter what. It suits only certain profiles; a registered representative assesses your situation.
Is the interest deductible?
For non-registered investments, interest may be deductible, depending on your tax situation. A registered professional and your tax specialist confirm this.
Ready to compare?
Answer a few questions and a licensed professional will contact you. Free and no obligation.
Clic Prime is a referral service. Clic Prime is not a registered firm and does not provide insurance, mortgage or investment advice or products. Your request is routed to professionals duly registered with the Autorité des marchés financiers (AMF) or the relevant regulators, who provide the advice and products appropriate to your situation.